Any Feedback On The Nationwide Insurance IUL?
I like what I hear about it, but have not been able to see an illustration. Looking for feedback.
View ArticleAG 49 A revisions
Anyone see any specifics or details on the NAIC changes to illustrations going in effect in just over 2 weeks? [EXTERNAL LINK] - NAIC Life and Annuities (A) Committee adopts amendments to... Read more
View ArticleUniversal life insurance. Loan VS. withdrawal
I got a client who have 53k cash value and 220kdeathbenefit on his UL insurance. He is single and doesn’t have a family except a brother who is single too. Base on his finances he doesn’t need a......
View ArticleBest index Universal For growth and accumulation.
Best index Universal For growth and accumulation 25-30 years with 7-pay. I’m looking at Transamerica right now or Mutual of Omaha accumulation. Any suggestions?
View ArticleDigital Marketing/Branding
Has anyone had any success with any Digital Marketing/Branding companies (other than IMO's) to help you or an agency to obtain leads and branding? Thank you, Paul
View ArticleAnother IUL view...
[EXTERNAL LINK] - Sign Up | LinkedIn While Richard Weber has comments on this, I think Barry Flagg offers an interesting perspective. Both refer to Bobby Samuelson, and a recent article of... Read more
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Global Atlantic's Accordia exiting the indexed life business
Huh. Ain't that interesting:
View ArticleIUL Carrier with no medical underwrite?
Can anyone recommend an IUL carrier that does not require a medical underwrite? I have a client who is on an Opiate blocker (Suboxone) to treat an addiction derived from being on a prescription... Read...
View ArticleAnother article on IUL
[EXTERNAL LINK] - Who should buy indexed universal life insurance? - Insure.com While Barry is an "insurance consultant" -- and yes, he is licensed and does secure/place/sell insurance in... Read more
View ArticleIUL Agency
I'm thinking of growing my Life Insurance book of business and looking for an agency that can help me. I'm interested in the IUL market, and also have some agents interested as well. The only... Read more
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Primerica IUL hit piece Du-bunked (blog post)
This article hit the Facebook group today: I wrote a blog article de-bunking all this garbage here... Read more
View ArticleNorth American Builder Plus IUL 3
A broker posted a product review of the recently introduced Builder Plus IUL 3 policy by North American Company for Life and Health Insurance. A discussion has developed in the comments section of......
View ArticleCompany will not let me service existing policies
Between five and ten years ago I wrote about thirty IUL policies with Accordia. Serious personal health issues ensued, and I did not write an Accordia (global atlantic) policy for a few years... Read more
View Articlegoodman rule and an indexed ul on juvenile?
Would appreciate any help. The situation is as follows: Parents want to take out an indexed UL on their 15 year old son. They want to following setup. Mother to be 50% joint owner of indexed UL... Read...
View ArticleUnderstanding IUL Mechanics
Hi All, New here. I sell primarily whole life insurance. I am simply trying to understand the mechanics of IUL's as I have clients that ask me about them, and may potentially want to add this to......
View ArticleWhat Products to offer if someone wants to replace NY Life?
I have a potential client that has a $1 million 20yr term for NY Life and is now interested in an IUL for cash accumulation. Whole life would be an option as well.
View ArticleBest IMO/FMO for newer agent wanting to sell IUL's
Hello all! I am a newer agent (5 months), licensed in 6 States, currently working for an IMO that does not have a lot of IUL carrier options, and is only paying 55% on APV for an IUL. They also... Read...
View ArticlePacific Life Policy Performed 22%
My pacific life policy performed 22%. My client is also loaning against the policy to arbitrage returns in outside investments. Life insurance is great.
View ArticleDo IULs Ever Perform Close To Illustrations?
I was taught with a strong bias against the IULs but I don't know if what I was taught was true: that a whole life policy will consistently outperform an IUL over time and that the low rates of... Read...
View ArticleAI is coming to the insurance world.
If you didn't think AI wasn't already here in the insurance illustration world, think again. go to: [EXTERNAL LINK] - Proforce is Coming
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